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Your Quarterly Medicare Newsletter

Your Quarterly Medicare Newsletter

January 31, 2025

If you’re thinking about enrolling in Medicare Advantage, now's the time. Medicare Advantage plans, also known as Part C or MA plans, are offered by Medicare-approved private companies that must follow the rules set by Medicare. The open enrollment period for Medicare Advantage runs from January 1 to March 31.

Medical experts agree that a flu shot is one of the best ways to stay safe during flu season. If you haven’t done so already, don't forget to contact your medical provider to schedule your flu shot today.

Back to Basics

Even if you’re already enrolled in Medicare Advantage, it pays to know the basics of your plan. For example, when it comes to picking a healthcare provider, in most cases, you’ll need to use those who participate in your plan’s network. Often, Medicare Advantage plans set a limit on the amount you need to pay out-of-pocket each year for the services covered. Some even offer non-emergency coverage out-of-network, though typically at a higher cost. Remember, you must use your Medicare Advantage plan card to obtain your Medicare-covered services. Don’t leave home without it.1

A winter hiker perched atop a stone outcrop in Lago di Braies in South Tyrol, Italy.

How to Replace Your Medicare Card

Do you need to replace your Medicare or Medicare Advantage card? For Medicare members, in your web browser, navigate to https://www.medicare.gov/account/login/ to log in to or create your secure Medicare account and print an official copy of your Medicare card.

If you have temporarily or permanently changed your address, you can update your information by visiting your online "My Social Security" account or calling 1-800-772-1213.

Medicare Advantage members can find your plan's contact information on your plan’s membership card. However, if your card has been lost or severely damaged, try searching for your plan's contact information by navigating your web browser to https://www.medicare.gov/plan-compare/#/?lang=en&year=2025. Finally, you can call 1-800-MEDICARE for more help.2

Key 2025 Dates & Deadlines

January 1: Medicare General Enrollment Begins
January 1: Medicare Advantage Enrollment Begins
March 31: Medicare General Enrollment Ends
March 31: Medicare Advantage Enrollment Ends
April: Flu Season Ends
September: Private plans send notice if there will be any change in cost, coverage, or service area
October 15: Medicare Open Enrollment Period Begins
November: Flu season begins
December 7: Medicare Open Enrollment Ends

1. Medicare.gov, 2024
2. Medicare.gov. 2024

This material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named broker-dealer, state- or SEC-registered investment advisory firm.