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Market timing requires a skill that’s almost impossible to master. An investor not only has to determine when stock prices have peaked (so you can sell), but also when they have bottomed (so you can buy). In recent weeks, many people...

Taxes can be a snapshot of our money, and tax season can make most of us feel like we have a clear view of that photo. That's because filing taxes is both a look at the past and a chance to create a roadmap for the future. Did you end...

We strive to keep you regularly updated with important market changes and news. Please find this week’s Market View Weekly from Phil Blancato, Osaic’s Chief Market Strategist attached below. This commentary provides updates and...

Late spring tends to bring a little more time for reflection. That means thinking about where we've been, what we're building, and the people we're building it for. For us, it's not just the goals and milestones, but also the lives...

Are you free for a mid-year review? We can get caught up on any changes in your life and look over your portfolio.What does your schedule look like in the next couple of weeks? We look forward to hearing from you.This material was...

Stocks rallied last week as investor enthusiasm built for an end to the war in the Middle East and hopes of a resumption of normal global trade. The Standard & Poor’s 500 Index rose 4.54 percent, while the Nasdaq Composite Index picked...

We strive to keep you regularly updated with important market changes and news.Please listen to the most recent market update from Phil Blancato, Osaic’s Chief Market Strategist. This call discusses recent updates for the economy and...

As you think toward your retirement days, you might envision travel, relaxation, and family time. But is there room in your dream retirement for a new career as well? It’s not uncommon for those who retire to eventually return to work...

Summer vacation is something that we all look forward to, and for good reason. A great trip can be a rejuvenating experience, something that puts gas back in the tank for another year of life. How you vacation says a lot about who you...

We strive to keep you regularly updated with important market changes and news.Please find this week’s Market View Weekly from Phil Blancato, Osaic’s Chief Market Strategist attached below. This commentary provides updates and analysis...

We strive to keep you regularly updated with important market changes and news.Please listen to the most recent market update from Phil Blancato, Osaic’s Chief Market Strategist. This call discusses recent updates for the economy and...

We strive to keep you regularly updated with important market changes and news.Please listen to the most recent market update from Phil Blancato, Osaic’s Chief Market Strategist. This call discusses recent updates for the economy and...

The pandemic changed the way a lot of Americans work, and working remotely from home is the new normal for many. If you’re one of them, you may be wondering if you should consider claiming the home office deduction on your taxes. We...

We strive to keep you regularly updated with important information and news.Please find an informative whitepaper from Phil Blancato, Osaic’s Chief Market Strategist, attached below. This paper provides research, analysis, and...

We strive to keep you regularly updated with important market changes and news.Please listen to the most recent market update from Phil Blancato, Osaic’s Chief Market Strategist. This call discusses recent updates for the economy and...

We strive to keep you regularly updated with important information and news.Please find an informative whitepaper from Phil Blancato, Osaic’s Chief Market Strategist, attached below. This paper provides research, analysis, and...

This month’s Your Money Matters newsletter contains helpful information on managing finances as a couple, student loan debt, and password protection strategies. We also included an insightful article on tips for navigating inflation....

This month’s Retirement Readiness newsletter features information on key questions when considering retirement, retirement income and the traditional portfolio, and retirees planning to travel abroad. It also includes tips and...

As we move into March, the U.S. stock market is recovering with significant late-month losses, much of which has been caused by AI disruption fears and inflation report that reversed previous gains. The S&P 500 and Nasdaq finished in...

Tax time is upon us, and that means gathering all of your documents needed and getting them in one place to make filing your taxes as easy as possible. We thought it would be helpful to send along this handy checklist to assist with...

Once you complete this year’s taxes, you may wonder what to do with that pile of records, 1099s, receipts, and bank statements. The IRS recommends holding on to any documents related to the income you’re reporting or any deduction or...

Fewer things are more reliable than Tax Day, even if the deadline has shifted around a bit in recent years. This year, it’s April 15th for most taxpayers, and recent legislation changes include substantial increases to standard...

This month’s Retirement Readiness newsletter features information on the importance of timing your retirement, reviewing life insurance needs, and questions to ask about Medicare. It also includes tips and strategies for navigating...

Seniors turning 65 today have a 70 percent chance of needing extended care as they age. However, extended care comes with a hefty price tag.1Nationally, the median annual cost of a nursing home is over $110,000 for a shared room, and...

We strive to keep you regularly updated with important market changes and news.Please listen to the most recent market update from Phil Blancato, Osaic’s Chief Market Strategist. This call discusses recent updates for the economy and...

January has arrived! As we closed out 2025, U.S. stock markets reached new highs of double-digit percentage gains, driven mainly from AI investment as the expectation of Federal Reserve interest rate cut. Additionally, the S&P 500,...

We strive to keep you regularly updated with important market changes and news.Please find this month's Chart of the Month from Phil Blancato, Osaic's Chief Marketing Strategist, attached below. This chart provides a brief overview of...

Did you know that hobbies can help you live a longer and more fulfilled life? Many scientific studies have found that having a hobby can improve your physical and mental health, keep you sharp on the job, and help your relationships....

January has arrived! As we closed out 2025, U.S. stock markets reached new highs of double-digit percentage gains, driven mainly from AI investment as the expectation of Federal Reserve interest rate cut. Additionally, the S&P 500,...

When you see the word “forecast,” it should be closely followed by, “Forecasts are based on assumptions and are subject to revisions over time. Financial, economic, political, and regulatory issues may cause the actual results to...

Sending you warm thoughts and best wishes for a wonderful new year. May the days ahead be filled with joy, laughter, and prosperity for you and those you hold most dear.

We strive to keep you regularly updated with important market changes and news.Please find this month's Chart of the Month from Phil Blancato, Osaic's Chief Marketing Strategist, attached below. This chart provides a brief overview of...

Q: What is the Cost-of-Living Adjustment (COLA) for 2026?A: According to the Social Security Administration, benefit payments for Social Security beneficiaries will increase by 2.8 percent in 2026, a welcome increase for the many...

We strive to keep you regularly updated with important market changes and news.Please find this week’s Market View Weekly from Phil Blancato, Osaic’s Chief Market Strategist attached below. This commentary provides updates and analysis...

Sending you warm thoughts and best wishes for a wonderful new year. May the days ahead be filled with joy, laughter, and prosperity for you and those you hold most dear.

Did you know that hobbies can help you live a longer and more fulfilled life? Many scientific studies have found that having a hobby can improve your physical and mental health, keep you sharp on the job, and help your relationships....

The Year of the Snake is almost here! The snake, one of the most enigmatic, intelligent, and wise symbols within the zodiac – this reminds us to remain measured, centered, and calm.May the coming year be filled with wisdom and...

After a complicated year, the next dawns with new opportunities. Now is the time to think about the new year and plan for action. The start of a year is the right time to work on a dream or two. It is also an excellent time to adjust...

As we approach the end of the year, it’s the perfect time to reflect on the accomplishments of the past year and focus on the opportunities that lie ahead. It’s also a great time to review your financial plan to ensure it aligns with...

Just wanted to take a moment to wish you a safe, happy, and beautiful Holiday season. May your celebrations include those you love, good times, and great memories.

May your holiday season be full of good times and good cheer.Happy Holidays!

At times, 2025 felt like an extraordinary year for stock investors. From tariff uncertainty to international tensions to drama at the Fed, 2025 felt like no other year before.But in hindsight, 2025 was pretty ordinary. In fact, from a...

As an investor, should you be more concerned about the value of your groceries or artificial intelligence? It may seem like a silly question, but there’s a serious answer. One way to measure a stock’s valuation is by looking at what’s...

Market fluctuations can produce headlines that are unnerving. However, the true measure of a sound financial strategy is its ability to weather short-term volatility in support of your long-term goals. When markets become volatile,...

At times, 2025 felt like an extraordinary year for stock investors. From tariff uncertainty to international tensions to drama at the Fed, 2025 felt like no other year before. But in hindsight, 2025 was pretty ordinary. In fact, from...

We strive to keep you regularly updated with important market changes and news. Please find this week’s Market View Weekly from Phil Blancato, Osaic’s Chief Market Strategist attached below. This commentary provides updates and...

As we approach the end of the year, it’s the perfect time to reflect on the accomplishments of the past year and focus on the opportunities that lie ahead. It’s also a great time to review your financial plan to ensure it aligns with...

The U.S. stock markets were at a high this November, primarily due to a continued strong performance in artificial intelligence focused technology stocks and expectations of a December Federal Reserve rate cut. A record-long U.S....

As we approach the end of the year, it’s an opportune time to review and optimize your financial and tax strategies. Here are some key considerations: 1. Tax-Advantaged Accounts: Contribute fully to retirement accounts, including any...

This month’s Your Money Matters newsletter contains helpful information on risk perspective, the average American budget, and tips for navigating personal finance apps. As we enter December, we also included information on year-end...

One of the most beloved holidays on the American calendar is almost here. Thanksgiving is a time for families to gather and enjoy the year's bounty; a time for warmth, celebration, and gratitude. Some families like to gather around...

We strive to keep you regularly updated with important information and news. Please find an informative whitepaper from Phil Blancato, Osaic’s Chief Market Strategist, attached below. This paper provides research, analysis, and...

As an investor, should you be more concerned about the value of your groceries or artificial intelligence? It may seem like a silly question, but there’s a serious answer. One way to measure a stock’s valuation is by looking at what’s...

Market fluctuations can produce headlines that are unnerving. However, the true measure of a sound financial strategy is its ability to weather short-term volatility in support of your long-term goals. When markets become volatile,...

We strive to keep you regularly updated with important market changes and news. Please find this week’s Market View Weekly from Phil Blancato, Osaic’s Chief Market Strategist attached below. This commentary provides updates and...

We strive to keep you regularly updated with important market changes and news. Please listen to the most recent market update from Phil Blancato, Osaic’s Chief Market Strategist. This call discusses recent updates for the economy and...

This month’s Retirement Readiness newsletter features information on reviewing a pre-retirement checklist, maximizing social security benefits, and how to safeguard your digital estate. It also includes tips on saving money for...

The U.S. stock market had a historically strong month in October, with the S&P 500 gaining 2.3%, the Nasdaq jumping 4.7%, and the Dow advancing 2.5%. This solid performance is partially the result of high corporate earnings,...

Making charitable contributions is a great way to help people in need while maximizing tax benefits, creating a win-win. Donations to qualified 501(c)(3) organizations can shrink taxable income, saving hard-earned cash. Here are four...

This month’s Your Money Matters newsletter contains helpful information on the benefits of impact investing versus philanthropy, the fundamentals of stocks, and assessing credit skills. We have included a resource on key times to...

We strive to keep you regularly updated with important market changes and news. Please listen to the most recent market update from Phil Blancato, Osaic’s Chief Market Strategist. This call discusses recent updates for the economy and...

The end of the year is approaching, and as a taxpayer, you can make some last-minute moves to improve your financial position come tax time. By making tax-free donations or contributions to retirement accounts, you can shrink your...

The U.S. stock market had a historically strong month in October, with the S&P 500 gaining 2.3%, the Nasdaq jumping 4.7%, and the Dow advancing 2.5%. This solid performance is partially the result of high corporate earnings,...

Your financial journey is yours to define. For married LGBTQ+ couples, legal changes may have created new opportunities to build a life you can feel excited about. Keep in mind that this email is for informational purposes only and is...

The internet makes it possible for many of us to work from home, shop, attend religious services, and stay connected with family and friends. Unfortunately, those conveniences come with risk, and cybercriminals are upping their game....

The holidays are upon us, and these long nights and bright days are full of traditions that unite. It is a magical time of year, a time to cherish the things that truly matter in life. How we celebrate can be as different and varied...

I'm reaching out because a thoughtful estate strategy can help you feel confident that your loved ones understand your wishes. While many find preparing for the future overwhelming, a simple, straightforward approach makes it feel...

When the One Big Beautiful Bill (OBBB) Act was passed on July 4, the legislation left several unanswered questions that the IRS is now addressing. The IRS undergoes this process every year, but this time around, the OBBB has added to...

We strive to keep you regularly updated with important market changes and news. Please listen to the most recent market update from Phil Blancato, Osaic’s Chief Market Strategist. This call discusses recent updates for the economy and...

We strive to keep you regularly updated with important information and news. Please find an informative whitepaper from Phil Blancato, Osaic’s Chief Market Strategist, attached below. This paper provides research, analysis, and...

We strive to keep you regularly updated with important information and news. Please find an informative whitepaper from Phil Blancato, Osaic’s Chief Market Strategist, attached below. This paper provides research, analysis, and...

If you have teenagers, you’re likely very in touch with the adage, “One day you’re changing diapers, and the next you’re sending them off to college.” One of the results of that compressed passage of time is the bracing reality that...

How much are you withholding per paycheck?Is the amount too little? (Or too much?) Find out the answer before the year ends. You may not want to discover next year that your withholding amount for this year was too small. The IRS...

When the One Big Beautiful Bill (OBBB) Act was passed on July 4, the legislation left several unanswered questions that the IRS is now addressing. The IRS undergoes this process every year, but this time around, the OBBB has added to...

As people transition into the later stages of their lives, their thoughts inevitably turn toward the complicated matters to be addressed upon their death. Having an Estate Plan in place can significantly ease the burden of those...

We strive to keep you regularly updated with important market changes and news. Please listen to the most recent market update from Phil Blancato, Osaic’s Chief Market Strategist. This call discusses recent updates for the economy and...

The internet makes it possible for many of us to work from home, shop, attend religious services, and stay connected with family and friends. Unfortunately, those conveniences come with risk, and cybercriminals are upping their game....

In a world where what you buy can often be more expensive, this month's chart provides some hard data. Take a look at how everyday grocery staples have evolved over the past 45 years: In other words, what you choose to buy impacts...

As people transition into the later stages of their lives, their thoughts inevitably turn toward the complicated matters to be addressed upon their death. Having an Estate Plan in place can significantly ease the burden of those...

We strive to keep you regularly updated with important information and news. Please find an informative whitepaper from Phil Blancato, Osaic’s Chief Market Strategist, attached below. This paper provides research, analysis, and...

Retirement is a life milestone that requires careful strategy and budgeting. For military families, it requires even more knowledge because you need to consider the military's qualifications to take advantage of the available veteran...

We strive to keep you regularly updated with important market changes and news. Please find this week’s Market View Weekly from Phil Blancato, Osaic’s Chief Market Strategist attached below. This commentary provides updates and...

Daylight saving time ends on Sunday, November 2—this is a gentle reminder to adjust the time accordingly and prepare for the change. Otherwise, I hope you enjoy the wonderful times and holidays in the days ahead. If this reminds you...

We strive to keep you regularly updated with important market changes and news. Please find this week’s Market View Weekly from Phil Blancato, Osaic’s Chief Market Strategist attached below. This commentary provides updates and...

“Adjusted for inflation” is a phrase you may think isn’t important. But when you see it in action, you might change your mind. Let’s examine how “adjusted for inflation” has affected a couple of tax rules and their impact on Social...

Have you heard of the concept known as “Revenge Savings”? Gen Z’ers (born 1997 to 2012) have popularized the “vibe-based budgeting” this year. It’s the idea of stockpiling money to prepare for economic uncertainty, including a cooling...

Going Digital with SSA.gov Why It’s a Smart Move Managing your Social Security information has never been easier, thanks to the digital services available at SSA.gov. Setting up a My Social Security account provides quick and...

We strive to keep you regularly updated with important market changes and news. Please find this week’s Market View Weekly from Phil Blancato, Osaic’s Chief Market Strategist attached below. This commentary provides updates and...

“Adjusted for inflation” is a phrase you may think isn’t important. But when you see it in action, you might change your mind. Let’s examine how “adjusted for inflation” has affected a couple of tax rules and their impact on Social...

Everyone can benefit from employee benefits. In today's competitive job market, benefits can be a deciding factor. The business owners I work with who've made strategic investments in benefits consistently report reduced turnover and...

As students head back to campus this fall, this month's chart reveals something fascinating: how we think about debt changes dramatically based on whether we're carrying it ourselves. About one-third of student loan holders ages 25 to...

We strive to keep you regularly updated with important information and news. Please find an informative whitepaper from Phil Blancato, Osaic’s Chief Market Strategist, attached below. This paper provides research, analysis, and...

We strive to keep you regularly updated with important market changes and news. Please listen to the most recent market update from Phil Blancato, Osaic’s Chief Market Strategist. This call discusses recent updates for the economy and...

This month’s Your Money Matters newsletter contains helpful information on the importance of good health, intellectual property and estate strategy, and auto insurance. We have also provided information on the significance of...

September has arrived, and according to commentators, the U.S. economy is performing in line with expectations. The effects of tariffs on consumer prices are clearly visible. Higher tariffs have begun to increase prices in some...

The last two weeks of July were about as action-packed as it gets for investors. Here’s a quick recap of the highlights: The U.S. economy. Gross domestic product grew at a 3 percent rate in Q2, better than the 2.3 percent forecast....

There’s something for everyone in the One Big Beautiful Bill Act of 2025. In fact, the Tax Foundation calculated that the new law avoided a tax hike on 62 percent of tax filers in 2026. In dollars and cents, that works out to almost...

We strive to keep you regularly updated with important information and news. Please find an informative whitepaper from Phil Blancato, Osaic’s Chief Market Strategist, attached below. This paper provides research, analysis, and...

Health and life changes can affect our financial health, too. That's why it's important to periodically check and update your account information and other financial documents. This is especially true when it comes to the...

Moving into the month of August, the economic outlook is presenting a mixed picture. The U.S. economy saw a rebound in GDP growth in the second quarter of 2025. However, inflation has persisted above the Federal Reserve’s 2.0% goal....

We strive to keep you regularly updated with important information and news. Please find an informative whitepaper from Phil Blancato, Osaic’s Chief Market Strategist, attached below. This paper provides research, analysis, and...

Health and life changes can affect our financial health, too. That's why it's important to periodically check and update your account information and other financial documents. This is especially true when it comes to the...

August is Make a Will Month and although discussing wills may feel uncomfortable for some, it presents an important opportunity to reflect on our values and a life well lived. This month is also a perfect opportunity to consider your...

We strive to keep you regularly updated with important market changes and news. Please listen to the most recent market update from Phil Blancato, Osaic’s Chief Market Strategist. This call discusses recent updates for the economy and...

This month’s Retirement Readiness newsletter features helpfulinformation for women approaching retirement, tips for caring for aging parents, and changing your definition of risk in retirement. It also includes insights on achieving...

We strive to keep you regularly updated with important market changes and news. Please find this week’s Market View Weekly from Phil Blancato, Osaic’s Chief Market Strategist attached below. This commentary provides updates and...

We strive to keep you regularly updated with important market changes and news. Please listen to the most recent market update from Phil Blancato, Osaic’s Chief Market Strategist. This call discusses recent updates for the economy and...

What happens when your Social Security card goes missing or gets stolen? For many, a Social Security card is an important document, often kept in a safe place with other key documents like a birth certificate. The potential risks to...

Just before the July 4th holiday, Congress passed a domestic policy bill that extended the 2017 tax cuts that were set to expire this year while making some of the 2017 rules permanent. The bill also created several new tax laws for...

We strive to keep you regularly updated with important information and news. Please find an informative whitepaper from Phil Blancato, Osaic’s Chief Market Strategist, attached below. This paper provides research, analysis, and...

We strive to keep you regularly updated with important market changes and news. Please listen to the most recent market update from Phil Blancato, Osaic’s Chief Market Strategist. This call discusses recent updates for the economy and...

With the first half of the year in the rearview mirror, summertime is a great chance to touch base. A mid-year financial review can help to take stock of your accomplishments thus far and uncover any needs for adjustments. It’s...

Independence Day is a welcome reminder of the freedom, equality, and unity that forged our country. It's also a time to find joy in the simple pleasures of summer- be it a family barbecue, a dazzling fireworks display, or a simple...

Wishing You a Bright Independence Day. Happy Fourth of July!

This month’s Retirement Readiness newsletter features helpfulinformation on "forgotten" retirement accounts, steps for navigating an early retirement, and insurance needs assessment tips for empty nesters and retirees. It also...

We strive to keep you regularly updated with important information and news. Please find an informative whitepaper from Phil Blancato, Osaic’s Chief Market Strategist, attached below. This paper provides research, analysis, and...

We strive to keep you regularly updated with important market changes and news. Please listen to the most recent market update from Phil Blancato, Osaic’s Chief Market Strategist. This call discusses recent updates for the economy and...

No more passing them by when you see one on the sidewalk. Forget about wasting a couple by putting them in your loafers. And don’t even consider throwing them into a wishing well. The Treasury Department has announced that it is...

We strive to keep you regularly updated with important market changes and news. Please find this week’s Market View Weekly from Phil Blancato, Osaic’s Chief Market Strategist attached below. This commentary provides updates and...

No more passing them by when you see one on the sidewalk. Forget about wasting a couple by putting them in your loafers. And don’t even consider throwing them into a wishing well. The Treasury Department has announced that it is...

We strive to keep you regularly updated with important market changes and news. Please listen to the most recent market update from Phil Blancato, Osaic’s Chief Market Strategist. This call discusses recent updates for the economy and...

Isaac Newton might be smiling if he looked at the charts for eggs, cocoa, and coffee prices. To traders, they are a lesson on how markets can reach an extreme and then correct. But to Newton, they are simply a lesson in gravity....

Clients and friends ask all the time where they should put their money. That’s a great question, and it would be even better if there were a one-size-fits-all answer. Unfortunately, though, market performance is fickle. The same funds...

Interest rates. Inflation Fears. Political Events. International Developments. During the past year, every one of these events have influenced stock prices. So when you hear that the financial markets are reacting to the news once...

Good days and bad days are a fact of life in the market. Sometimes it’s up and we celebrate. But when it dips, we worry…and if it tanks, forget it: the first instinct for most of us is panic, and we wonder if we should just get out of...

We strive to keep you regularly updated with important information and news. Please find an informative whitepaper from Phil Blancato, Osaic’s Chief Market Strategist, attached below. This paper provides research, analysis, and...

If you have teenagers, you’re likely very in touch with the adage, “One day you’re changing diapers, and the next you’re sending them off to college.” One of the results of that compressed passage of time is the bracing reality that...

As summer comes to an end and the excitement of a new school year begins, most parents dread the price tag associated with back-to-school shopping. And we don’t blame them! The amount of necessary supplies has climbed to new heights,...

During our working years, many of us have access to an employer-sponsored health insurance plan either through our job or our spouse's job. But when it comes to retirement, we typically rely on Medicare and Medicare supplemental...

We don’t always hear about it in the news, but identity theft is on the rise. Our constant internet usage has given us a large digital footprint. And the more you’re online, the greater your risk of criminals hijacking your...

We strive to keep you regularly updated with important market changes and news. Please find this week’s Market View Weekly from Phil Blancato, Osaic’s Chief Market Strategist attached below. This commentary provides updates and...

For years, you (and your spouse, if you have one) have been contributing to Medicare. Now, the time is approaching when you can finally reap the rewards. For most people, aging comes naturally. Unfortunately, what doesn’t come...

There are a few important documents that are imperative to know where they are at all times and ensure they are protected from theft and in case of emergency. Often times, these documents can be difficult to find when needed most, so...

The fall season brings crisp weather, holiday excitement, and, for many people, open enrollment for health care coverage. We want to remind you to use this opportunity to verify your enrollment deadline and ensure you have the optimum...

At some point in life, you'll be in the market to buy something that costs big bucks. No matter the purchase, sometimes the decision can be hard to make. Here are three things you should ask yourself before splurging your hard-earned...

We strive to keep you regularly updated with important market changes and news. Please find this week’s Market View Weekly from Phil Blancato, Osaic’s Chief Market Strategist attached below. This commentary provides updates and...

Stocks roared higher last week, powered by upbeat trade news and tame inflation reports. The Standard & Poor’s 500 Index rose 5.27 percent, while the Nasdaq Composite Index spiked 7.15 percent. The Dow Jones Industrial Average added 3...

Have you heard the expression, “Watch what people do, not what they say?” That’s important these days when it comes to the economic outlook. Some people are “saying” the word recession like it’s a foregone conclusion. But let’s take a...

Managing your traditional or Roth IRA each year is a powerful step toward building your retirement strategy. In 2025, you can contribute up to $7,000—or $8,000 if you're 50 or older (depending on your modified adjusted gross income)....

This is a reminder that the tax extension deadline is just a month away. If you haven’t already, now would be a good time to contact your tax professionals and finalize those arrangements. This article is for informational purposes...

Investing in the stock market can sometimes feel like riding a rollercoaster, full of ups and downs. There’s the thrill and excitement when the market goes up, but also uncertainty and fear when it goes down. It’s important to steady...

We strive to keep you regularly updated with important market changes and news. Please listen to the most recent market update from Phil Blancato, Osaic’s Chief Market Strategist. This call discusses recent updates for the economy and...

If you have teenagers, you’re likely very in touch with the adage, “One day you’re changing diapers, and the next you’re sending them off to college.” One of the results of that compressed passage of time is the bracing reality that...

This is a reminder that the tax extension deadline is just a month away. If you haven’t already, now would be a good time to contact your tax professionals and finalize those arrangements. This article is for informational purposes...

Have you heard the expression, “Watch what people do, not what they say?” That’s important these days when it comes to the economic outlook. Some people are “saying” the word recession like it’s a foregone conclusion. But let’s take a...

Investing in the stock market can sometimes feel like riding a rollercoaster, full of ups and downs. There’s the thrill and excitement when the market goes up, but also uncertainty and fear when it goes down. It’s important to steady...

“Be fearful when others are greedy and greedy when others are fearful,” are the words of wisdom from Warren Buffett. There’s just one small catch—it may be the most difficult thing for an investor to do. Over six decades, Warren has...

At some point in life, you'll be in the market to buy something that costs big bucks. No matter the purchase, sometimes the decision can be hard to make. Here are three things you should ask yourself before splurging your hard-earned...

We strive to keep you regularly updated with important market changes and news. Please find this month's Chart of the Month from Phil Blancato, Osaic's Chief Marketing Strategist, attached below. This chart provides a brief overview...

Panic selling is not an investment strategy. Repeat: panic selling is not an investment strategy. Investors who pull the emergency brake and bail out during a market decline almost always lock in a loss on their investments. And if...

We strive to keep you regularly updated with important market changes and news. Please find this week’s Market View Weekly from Phil Blancato, Osaic’s Chief Market Strategist attached below. This commentary provides updates and...

Investing involves risk. We all know that, but it doesn’t make it any easier to bear the endless supply of distressing headlines. Between skyrocketing inflation, bank closures, and a few years of market turmoil, it’s been difficult...

We strive to keep you regularly updated with important information and news. Please find an informative whitepaper from Phil Blancato, Osaic’s Chief Market Strategist, attached below. This paper provides research, analysis, and...

When Warren Buffett said, “Be fearful when others are greedy and be greedy when others are fearful,” he wasn’t just talking about investing. He championed contrarian thinking and urged people to capitalize when groupthink can result...

How Thieves Target Your Logins and Passwords Did you know that over a billion passwords were stolen in 2024? One of the tradeoffs of living in this time of incredible technology is the need to be security conscious. We keep so much...

We strive to keep you regularly updated with important information and news. Please find an informative whitepaper from Phil Blancato, Osaic’s Chief Market Strategist, attached below. This paper provides research, analysis, and...

We strive to keep you regularly updated with important market changes and news. Please listen to the most recent market update from Phil Blancato, Osaic’s Chief Market Strategist. This call discusses recent updates for the economy and...

It's more than a slight understatement to say that tariffs have added to market uncertainty and sparked talk about the pace of economic activity. In times like these, we'd normally see people trying to "buy the dip," but investors and...

Each spring, a particular holiday reminds us that we need to care about the planet every day. April 22 is Earth Day, an occasion to think about the land, the rivers, the lakes, the oceans, the air, and what we can do on their behalf....

One of Warren Buffett's famous investing quotes is, "Be fearful when others are greedy and greedy when others are fearful." This wisdom aligns well with his principle: "Rule no. 1: never lose money. Rule no. 2: never forget rule no. 1...

We strive to keep you regularly updated with important market changes and news. Please listen to the most recent market update from Phil Blancato, Osaic’s Chief Market Strategist. This call discusses recent updates for the economy and...

U.S. stocks slipped over the shortened trading week as Q1 corporate reports started to roll in. The Standard & Poor’s 500 Index dropped 1.50 percent, while the Nasdaq Composite Index fell 2.62 percent. The Dow Jones Industrial Average...

In light of recent events which have significantly impacted the markets, we wanted to proactively reach out and remind you that we’re here to support you as we navigate these times of uncertainty. Knowledge is power, and we’re...

Did you know that hobbies can help you live a longer and more fulfilled life? Many scientific studies have found that having a hobby can improve your physical and mental health, keep you sharp on the job, and help your relationships....

We know the market has experienced some volatility lately, which may provoke some anxiety when you open your most recent statement. It can be hard to stomach seeing some red in your account! But don’t be alarmed – changes in value are...

This month’s Retirement Readiness newsletter features helpfulinformation on navigating retirement pitfalls, tips for managing healthcare costs in retirement, and common assumptions about retirement. It also includes tips on how to...

Growing up, one of my favorite parts of Easter was getting together with family. We always had so much to be grateful for as we shook off the last of winter and shared a springtime meal. This Easter as we gather with family and loved...

This month’s Retirement Readiness newsletter features helpfulinformation on navigating retirement pitfalls, tips for managing healthcare costs in retirement, and common assumptions about retirement. It also includes tips on how to...

We strive to keep you regularly updated with important market changes and news. Please listen to the most recent market update from Phil Blancato, Osaic’s Chief Market Strategist. This call discusses recent updates for the economy and...

Over the past 96 years, 73 percent of one-year periods resulted in gains. Extend that to three years, and the figure rises to 84 percent. Hold for five years, and it's 88 percent. Stick it out for 10 years, and the likelihood reaches 94 per

Stocks fell broadly last week as domestic and foreign markets reacted to the White House’s tariffs. The Standard & Poor’s 500 Index declined 9.08 percent, while the Nasdaq Composite Index fell 10.02 percent. The Dow Jones Industrial...

US tariffs are driving up travel costs, weakening consumer confidence, and disrupting airline and hotel operations — causing the aviation and hospitality sectors to brace for reduced demand and rising expenses. These ripple effects are alre

When was the last time you thought about or adjusted your withholding? Most people set it and forget it, but reviewing your withholding limits can be beneficial. Adjusting your withholding is a good regular practice. The benefits...

We strive to keep you regularly updated with important information and news. Please find an informative whitepaper from Phil Blancato, Osaic’s Chief Market Strategist, attached below. This paper provides research, analysis, and...

We strive to keep you regularly updated with important market changes and news. Please listen to the most recent market update from Phil Blancato, Osaic’s Chief Market Strategist. This call discusses recent updates for the economy and...

One of Warren Buffett's famous investing quotes is, "Be fearful when others are greedy and greedy when others are fearful." This wisdom aligns well with his principle: "Rule no. 1: never lose money. Rule no. 2: never forget rule no. 1...

We strive to keep you regularly updated with important information and news. Please find an informative whitepaper from Phil Blancato, Osaic’s Chief Market Strategist, attached below. This paper provides research, analysis, and...

It’s been a busy few weeks as all the mixed economic signals have unsettled Wall Street—and market volatility is never comfortable for investors. Here’s a short recap, so grab some popcorn. We’re going to cover a lot of ground...

Juggling a career, family, and preparing for the future? You're not alone. In this edition of Building Wealth, we delve into two crucial topics that resonate with many in their prime earning years. Could your family maintain its...

I hope this email finds you well! As your financial professional, I'm always looking for ways to provide you with the most relevant and helpful information to support your financial journey. To make sure we're hitting the mark, I'd...

We strive to keep you regularly updated with important information and news. Please find an informative whitepaper from Phil Blancato, Osaic’s Chief Market Strategist, attached below. This paper provides research, analysis, and...

The SECURE Act 2.0 has introduced catch-up contribution choices for those aged 50+, designed to help boost your retirement savings. These enhanced catch-up provisions are available if you're participating in workplace retirement plans...

This month’s Retirement Readiness newsletter features helpfulinformation on navigating retirement pitfalls, tips for managing healthcare costs in retirement, and common assumptions about retirement. It also includes tips on how to...

We strive to keep you regularly updated with important market changes and news. Please listen to the most recent market update from Phil Blancato, Osaic’s Chief Market Strategist. This call discusses recent updates for the economy and...

We strive to keep you regularly updated with important market changes and news. Please find this week’s Market View Weekly from Phil Blancato, Osaic’s Chief Market Strategist attached below. This commentary provides updates and...

Buy When Fear is High

Happy Franklin, BFA®

Friday, March 14, 2025

I wrote this article last year after the presidential election, but the message is still on point. Are you wondering what is going to happen now that this year’s presidential election is over? Indeed, this has definitely been an...

Worried About a Recession?

Happy Franklin, BFA®

Thursday, March 13, 2025

Worried About a Recession? Over the past week, the stock market lost $4 trillion in value. Many investors are very worried about the economy and the stock market. “The pullback in confidence has generated speculation that a...

We strive to keep you regularly updated with important information and news. Please find an informative whitepaper from Phil Blancato, Osaic’s Chief Market Strategist, attached below. This paper provides research, analysis, and...

We strive to keep you regularly updated with important information and news. Please find an informative whitepaper from Phil Blancato, Osaic’s Chief Market Strategist, attached below. This paper provides research, analysis, and...

Worried About the Market?

Happy Franklin, BFA®

Thursday, March 13, 2025

Worried About the Market This time is not different. I try to train my clients to think of these uncertain and volatile times as buying opportunities. If you think the market is going to be higher a year from now, five years from now,...

The SECURE Act 2.0 has introduced catch-up contribution choices for those aged 50+, designed to help boost your retirement savings. These enhanced catch-up provisions are available if you're participating in workplace retirement plans...

We strive to keep you regularly updated with important market changes and news. Please find this week’s Market View Weekly from Phil Blancato, Osaic’s Chief Market Strategist attached below. This commentary provides updates and...

Have you ever heard the expression, “It’s a buyer’s market?” That phrase describes what’s happening with today’s residential real estate: homes are selling for under their asking price and are taking longer to sell. Good news for...

Worried About Tariffs? The News Getting You Down?

Happy Franklin, BFA®

Thursday, March 6, 2025

Worried About Tariffs? The News Getting You Down? Worried about the market? I encourage you to stay focused on your investment goals. What are your investment goals? Are you wanting to travel, volunteer one day a week for a non-profit in re

Retirement evokes different dreams for everyone, but for many, travel is part of the image. If travel is part of your retirement vision, before you leave town, it’s important be aware of whether Medicare coverage will protect you...

We strive to keep you regularly updated with important market changes and news. Please listen to the most recent market update from Phil Blancato, Osaic’s Chief Market Strategist. This call discusses recent updates for the economy and...

We strive to keep you regularly updated with important market changes and news. Please find this week’s Market View Weekly from Phil Blancato, Osaic’s Chief Market Strategist attached below. This commentary provides updates and...

Things to Know and Do Before You Go

Happy Franklin, BFA®

Thursday, February 13, 2025

Things to Know and Do Before You Go…On a Long Trip! Have your wills and estate planning documents in one place. Let your executor or a family member know where they are kept. Let your executor or family member know where to find your...

Stay as Focused on Retirement Planning as Patrick Mahomes Stays Focused on Football

Happy Franklin, BFA®

Thursday, February 13, 2025

Stay as Focused on Retirement Planning as Patrick Mahomes Stays Focused on Football Patrick Mahomes, star quarterback for the Kansas City Chiefs, knows how to silence critics and stay locked in on winning. With the Chiefs making their...

Creating Your Bucket List and Financial Plan for the Year

Happy Franklin, BFA®

Friday, January 31, 2025

Make a list of your bucket list items for 2025. January is already on almost fully in the books. Don't delay outlining your bucket list items for this year.

Retirement & College Creating a retirement strategy is an important financial goal for many investors. But what if you also wanted to help a child or grandchild with higher education costs? Can you have two priorities with your...

As we welcome the Lunar New Year and the Year of the Snake, we extend our warmest wishes to you and your family. May this new year bring you joy, happiness, and abundant prosperity. The Year of the Snake symbolizes wisdom, resilience,...

If you’re thinking about enrolling in Medicare Advantage, now's the time. Medicare Advantage plans, also known as Part C or MA plans, are offered by Medicare-approved private companies that must follow the rules set by Medicare. The...

We strive to keep you regularly updated with important market changes and news. Please listen to the most recent market update from Phil Blancato, Osaic’s Chief Market Strategist. This call discusses recent updates for the economy and...

Consider having multiple savings buckets, including one for travel and one for investments. Your investments' growth can help offset the impact of inflation over time by growing your purchasing power.