Our Services

While developing a tailored solution, we will walk you through a step-by-step process that will make you feel confident in your decisions and your complete financial picture.

Once your goals have been established, we will customize a plan to suit your vision and objectives which may include asset protection solutions and strategies, as well as financial, retirement, and educational planning solutions and strategies. 

I tailor recommendations to the client’s situation. Some clients are looking for additional income in retirement, to grow their principal for or through retirement, decrease their taxable income, increase their portfolio’s diversification, have additional guarantees on their investments, etc.

My clients receive regular updates on their investments as well as invitations to seminars and client events.

I provide financial, educational, life insurance, investment, and retirement planning services for individuals, families, and business owners.

Financial Planning

I enjoy putting together a comprehensive financial plan for clients that want to have a full picture of their current and future finances. Each person’s plan is customized to their situation which may include college planning, social security planning, net worth calculations, budgeting, cash flow analysis, etc.

Retirement Planning

Some of the questions I hear most often when clients first come to me include:
Can I afford to retire? Will I run out of money? Can I help my children? Am I properly invested? How can I generate more income? I customize investment and retirement plans for my clients depending on their investment time horizon, investment objectives, investment experience, preferences, and their risk tolerance.

Investment Planning

My clients receive a comprehensive investment plan for all of their investment accounts. I review my clients investments and keep everyone informed on a regular basis. I tailor the timing of my communications with how often each client likes to hear from me. All of my clients hear from me on at least a quarterly basis. Each client/household receives a financial binder that he/she/they can use for all of their financial documents.

Educational Planning

Many of my clients have children, grandchildren, or extended family members that they want to open Educational IRAs or 529 plans to provide for their education. The Education IRA is a Coverdell Education Savings Account. You can contribute up to $2,000 a year per beneficiary. A 529 is a tax advantaged investment account that allows you to contribute after tax dollars and take out distributions tax free as long as they are used for K-12 tuition up to $10,000 or qualified higher education expenses at a higher education institution that receives federal student loan funding. There are a number of great 529 plans available. The maximum contribution amount per beneficiary varies by plan. However, many plans allow you to contribute up to $475,000/beneficiary.

Life Insurance Planning

A number of my clients desire additional life insurance to provide for their loved ones upon their passing. In addition, many of my clients, purchase over funded life insurance policies to supplement their retirement income tax free. It can be a great way to supplement retirement income and provide a death benefit for loved ones.

Values/Goals Based Planning

I help clients determine their top values and goals for planning purposes. Thereafter, I can serve as a resource and accountability partner to help keep the client on track to achieve his/her goals.

1031 and 721 Exchanges
I help clients defer their capital gains on the sale of their investment properties and provide them with a number of 1031 and 721 DST investment options to invest.